32409 (Panama City, FL) mid-term rental market data
We track 1–25 active furnished monthly (30+ night) rental listings in 32409 (Panama City, FL). The rent range is $1,900–$3,000. Sign in to view the real market rent and listing count. Data updated July 2026.
Small sample: treat these figures as directional until more listings are tracked here.
Pricing by bedroom
AMR and listing counts per unit type in 32409 (Panama City, FL).
Who lives in 32409 (Panama City, FL)
U.S. Census demographics behind monthly demand.
- Population
- 10,941
- Median income
- $60,687
- Median age
- 44
- Renter-occupied
- 8%
- Median home value
- $221,500
Local economy
BLS employment for Bay County.
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Comparables, demand drivers, rent trends, seasonality, regulations, and deal underwriting for 32409 (Panama City, FL).
Real 30+ night comparables
Every active 30+ night marketplace listing in 32409 (Panama City, FL), with photos and asking rents.
Demand drivers & deal underwriting
Hospitals, universities, and employers driving MTR demand in 32409 (Panama City, FL), plus cap rate, cash-on-cash, and DSCR on any property.
Rent trends
Month-over-month AMR for 32409 (Panama City, FL), so you can see where pricing is heading.
Seasonality
Which months book strongest in 32409 (Panama City, FL). Plan pricing and turnovers around real demand.
Local regulations
Whether 30+ night rentals are allowed in 32409 (Panama City, FL), short-term-rental rules, and HOA / zoning caveats to check before you buy.
Market opportunities
AI-surfaced opportunities and risks for 32409 (Panama City, FL): underserved unit types, demand spikes, and where supply is thin.
Mid-term rentals in 32409 (Panama City, FL): FAQ
- What is the rent range for a furnished monthly rental in 32409 (Panama City, FL)?
- The rent range for a furnished 30+ night rental in 32409 (Panama City, FL) is $1,900–$3,000. Sign in to view the real market rent. The listing range is 1–25 active 30+ night listings as of July 2026.
- How many furnished monthly rentals are there in 32409 (Panama City, FL)?
- The listing range for active 30+ night rentals in 32409 (Panama City, FL) is 1–25 as of July 2026. Sign in to view the real listing count.
- Are mid-term rentals legal in Panama City, FL?
- Rules are set locally. Most U.S. cities regulate short-term rentals (stays under 30 nights) and treat furnished stays of 30+ nights as ordinary tenancies, but some cities draw the line at a different length or limit furnished rentals in certain zones. Check Panama City, FL's current ordinance, plus HOA, lease, and zoning rules, before you buy or list.
Sources and methodology
The rent range and listing range come from active furnished monthly (30+ night) marketplace listings tracked by MTR Analytics as of July 2026. Sign in to view the real market rent and listing count. The real rent is the average asking monthly rent over up to the 12 most recent complete months. Demographics are U.S. Census Bureau ACS 5-year estimates. Employment is U.S. Bureau of Labor Statistics data for Bay County. How these numbers are built.
Cite this page: MTR Analytics, “32409 (Panama City, FL) mid-term rental market data,” July 2026, https://mtranalytics.com/mid-term-rental-data/florida/32409.
Nearby Florida markets
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